Inflation-Sensitive Diversifier — Metals, Energy & Water
Diversification through real assets and inflation-sensitive sectors. Primarily an allocation sleeve to be paired with the equity portfolios — designed to hedge against currency debasement and capacity-driven commodity cycles.
Gold and silver provide a long-duration store of value and hedge against currency debasement. Copper benefits from the electrification + grid-build supercycle (data centers, EVs, renewables). Energy and water infrastructure exposure adds regulated cash flows. The 5% cash sleeve preserves dry powder for opportunistic rebalances. Implement via ethically-screened ETFs or physical holdings where available.
Real assets are physical or tangible holdings whose value is anchored in real-world supply and demand — precious metals, energy commodities, water rights, agricultural land and infrastructure. EthicoIQ's Ethical Real Assets portfolio filters this universe through an ethical compliance overlay so investors get inflation-protection exposure without holding interest-bearing or impermissible instruments.
Real-asset prices tend to move with the broader cost of goods and services — when inflation rises, commodity prices, energy, water and infrastructure cash flows typically reprice upward. The portfolio allocates across multiple real-asset categories so investors aren't dependent on a single hedge working.